Most estate plans are built on an assumption that quietly falls apart the moment a business is involved: that the company keeps running, or sells for what it’s worth, once the owner is gone. In this piece for Wealth Strategies Journal, I break down why that assumption fails so often, and what a real Business Estate Plan actually requires: emergency continuity, governance, ownership mechanics, and strategic intent. A business isn’t simply shares of ownership. It’s a living system built on institutional knowledge, relationships, systems, and culture, and an estate plan that doesn’t account for that can leave a family holding a company that’s already collapsing.

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